Privacy Policy

Effective Date: August 22, 2025

At CalcNavigator, protecting your privacy is fundamental to our mission. This Privacy Policy explains what information we collect, how we use it, and your choices regarding your data. Your calculator inputs and financial data remain completely private on your device.

Calculator Data Privacy

Important: Your Calculator Data Stays Private

  • All calculations are performed in your browser - we never see your numbers
  • Loan amounts, income, expenses, and investment data are NOT sent to our servers
  • Your financial information stays completely private and secure on your device
  • We don't store, track, or have access to any numbers you enter in our calculators

1. Information We Collect

We collect information in two ways:

a) Information You Provide

  • • If you contact us through our Contact page, we collect your name, email address, and any details you choose to share.
  • • If you sign up for our newsletter (optional), we collect your email address.

b) Information Collected Automatically

When you visit our site, certain information is automatically collected:

  • • Cookies to remember your preferences and improve your browsing experience.
  • • Analytics data (via Google Analytics) such as pages visited, time on site, device type, and general location (city/region).
  • • Ad data (via Google AdSense or affiliate networks) to serve relevant ads and track performance.

2. How We Use Your Information

We use your information to:

• Provide and improve our calculators, tools, and content.

• Respond to your messages and inquiries.

• Analyze site traffic to understand what's working and what to improve.

• Show relevant ads and offers (through Google AdSense and affiliate partners).

3. Cookies & Tracking

We use cookies, pixels, and similar technologies to:

Keep the site running smoothly.
Personalize your experience.
Measure ad and content performance.

Note: You can control cookies in your browser settings. Disabling cookies may affect how our site works for you.

4. Advertising & Affiliate Links

Google AdSense

We display ads served by Google, which may use cookies to show you more relevant ads.

Affiliate Partnerships

Some articles contain affiliate links. If you click a link and make a purchase, we may earn a commission – at no extra cost to you. We only link to products and services we believe can be genuinely helpful.

5. Data Security

We take reasonable measures to protect your information, but no online system is 100% secure. Always use caution when sharing personal details online.

6. Third-Party Services

We use the following third-party services:

Google Analytics

For website analytics and performance tracking. View Google's Privacy Policy

Google AdSense

For displaying advertisements. View Google's Privacy Policy

These services have their own privacy policies – we're not responsible for their data practices.

7. Data Retention

Contact Form Data

We keep contact form submissions for up to 2 years to respond to inquiries and improve our service.

Analytics Data

Google Analytics data is automatically deleted after 26 months as per Google's data retention policy.

8. Your Rights

Depending on your location, you may have rights to:

Access, update, or delete your personal data.
Opt out of certain data collection and advertising.

If you'd like to exercise these rights, please reach out via our Contact page.

9. Opt-Out Options

Google Analytics Opt-Out

You can opt out of Google Analytics tracking by:

Advertising Opt-Out

You can control ad personalization through Google Ad Settings or by disabling cookies in your browser.

10. Policy Changes

We may update this policy from time to time. If changes are significant, we'll post a notice on our site.

Contact Us

If you have questions about this Privacy Policy, please use our Contact page to get in touch.

Contact Us