Terms of Service - CalcNavigator

1. About Our Service

CalcNavigator provides free online calculators, financial tools, and educational content to help you understand and manage personal finances.

Important: Our tools are intended for informational and educational purposes only – they are not financial, legal, or investment advice.

2. Eligibility

You must be at least 13 years old to use this site. If you are under 18, you should use the site under the supervision of a parent or guardian.

3. Acceptable Use

When using CalcNavigator, you agree to:

Use our content and tools for personal, non-commercial purposes unless given written permission.

Not attempt to hack, reverse-engineer, or disrupt the site's functionality.

Not copy, scrape, or reproduce our content without permission.

4. Accuracy of Information

We strive to keep all information and tools accurate and up to date. However:

We make no guarantees that the results or information provided will be error-free.

Financial outcomes may vary depending on your situation.

You are responsible for verifying any information before making financial decisions.

5. Third-Party Links & Services

CalcNavigator may include links to third-party websites, products, or services.

We are not responsible for the content, accuracy, or privacy practices of these third parties. Use them at your own risk.

6. Advertising & Affiliate Disclosure

We display ads through Google AdSense and other networks.

We may include affiliate links in our content. If you click on one and make a purchase, we may earn a commission – at no extra cost to you.

Affiliate partnerships do not influence our editorial content or recommendations.

7. Limitation of Liability

To the fullest extent permitted by law:

CalcNavigator is not liable for any losses or damages arising from your use of our site, tools, or content.

All tools and information are provided "as is" without warranties of any kind.

8. Changes to These Terms

We may update these Terms of Service at any time. Changes take effect immediately when posted on this page.

9. Editorial Integrity

Our calculators and educational content are created by independent experts. While we may receive affiliate compensation, our editorial choices remain unbiased and are never influenced by advertisers.

10. Email Communications

By providing your email, you agree to receive occasional updates or promotions from CalcNavigator. You can unsubscribe at any time using the link provided in our emails.

11. Data & Tracking

We may use cookies and analytics to understand user behavior and improve your experience. Please review our Privacy Policy for details.

12. Terms Revisions

We may revise these Terms at any time. For significant updates, we may notify users through banners or email if applicable. Archived versions are available upon request.

Contact

If you have questions about these Terms, please reach out through our Contact page.

CalcNavigator

Calculate with confidence. Decide with clarity.